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August 22nd, 2008

08:44 pm - Costco AmEx I've had my CostCo AmEx for about a week now and this must be the most shiny and pretty piece of plastic I've ever laid eyes on. This is probably just one of their ploys to make you want to use the card and keep you thinking about it. I just like looking at it because of the hologram magstripe. But damn, I bet there are people out there who just come up with excuses to use it so they can show it off. Current Location: My Condo Current Mood: impressed Current Music: Aerosmith - I Don't Want To Miss A Thing Tags: money, shopping

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March 18th, 2008

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February 21st, 2008

11:22 pm - Car Pickup So I go to the dealership today to pick up my Mazda6, and it turns out the bank made an error in the draft and did not put the proper stamps on it. STAB Tomorrow I will visit the bank again to give the manager a piece of my mind. Current Location: My Condo Current Mood: frustrated Tags: autos, money

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February 3rd, 2008

08:16 pm - Car Financing: Most Insane Deal I've Seen OK, so this is a $17.5K 2007 Ford Fusion. Off-lease. Almost new. Very low mileage. Finance with $2000 down and $72/month for 320 months. WHO THE HELL WOULD WANT TO FINANCE A CAR FOR 26 YEARS?! Current Location: My Condo Current Mood: shocked Tags: autos, money

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November 15th, 2007

08:30 pm - Money?! How in the world have I only racked up $186 on my MasterCard this month?! Normally I am at around $350-400 in the middle of the month. Current Location: My Condo Current Mood: confused Current Music: Hockey Night In Canada Broadcast Tags: money

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November 14th, 2007

09:01 pm - "High Limit Card" - Is This For Real?! http://www.highlimitcard.com/ The way I read their site, you are only allowed to use your "High Limit Card" for purchasing items from their own catalogue! Also, you cannot see their catalogue prices unless you are already a member! (Smells like DirectBuy.) Is this even a credit card at all? You have to give chequing account information during the signup! "Thank you for continuing with your HLC account activation process. Highlimit Credit, Inc. (HLC) will electronically debit your checking account, pursuant to the account and routing information that you will provide us below, for a one-time $ 178.95 Activation and Processing Fee, which includes a $100 Refundable Activation Fee (refundable for 30 days after account activation). Remember, the one-time fee will appear as a debit on your banking statement from Highlimit Credit, Inc. and it entitles you to receive your benefits, including your $10,000.00 HLC Platinum-Elite Creditline. Their cardholder agreement (which is carefully hiden) is here: https://www.highlimitcard.com/content/view/14/28/ "ALL PURCHASES WITH YOUR MERCHANTCARD ARE SUBJECT TO 30% DOWN PAYMENTS PLUS SHIPPING AND HANDLING." "YOUR MEMBERCARD ANNUAL FEE IS $198 FOR THE FIRST YEAR AND IS CHARGED TO YOUR HLC CREDITLINE, WHEN YOU PAY YOUR ACTIVATION FEE. THE ANNUAL FEE IS REDUCED TO $99 ANNUALLY FOR EACH YEAR THEREAFTER." Shocking. Current Location: My Condo Current Mood: confused Tags: money

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October 1st, 2007

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September 29th, 2007

02:09 pm - Costco I wonder how long it will take Costco to catch onto my grand scheme: I just keep buying their cash cards online so I get the points on my MasterCard, so essentially I am using MC in their stores that only take cash, Debit and AmEx. And they're paying postage to mail me the cash cards so I can do it. And yes, the points on my MC are beneficial. I've just passed $600 in benefits since 2002. Current Location: My Condo Current Mood: listless Current Music: Bryan Adams - I'm Ready Tags: money, retail

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September 26th, 2007

10:04 pm - OCD FTW! I may have finally found a constructive way to channel my obsessive need to collect, categorize and organize things, and it doesn't involve massive databases of forum postings! I'm going to put together the most detailed and elaborate expense and receipt-tracking system ever conceived. This will be very good for budgeting, financial planning and personal money-management. Yes, my 2007 Tax Return will be the most ass-kicking tax return ever! Current Location: My Condo Current Mood: optimistic Current Music: Bryan Adams - Can't Stop This Thing We Started Tags: money, shopping

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June 14th, 2007

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May 18th, 2007

12:34 am - WTF... My Canadian wallet isn't tall enough to hold 20 Pound British Bank Notes without them sticking out of the top... Current Location: My Condo Current Mood: confused Current Music: Bryan Adams - Inside Out Tags: europe2007, money

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March 17th, 2007

11:11 pm - My Method For Scouting Gas Prices 1. Grab Binoculars 2. Go Out On Balcony 3. Use Binoculars to Look For Gas Prices 4. Drive Out To Gas Station If Gas Is Cheap To me this makes sense because you don't waste time and gas going out and looking for gas. It's quick and efficient. Yet people think I have too much time on my hands... Weird. Current Location: My Condo Current Mood: relaxed Tags: money

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March 4th, 2007

06:02 pm - How To Make "Smirnoff Fire" Minus The Calories and High Cost 1 Part Vodka 5 Parts Diet Cherry Coke 2 Ice Cubes Done Current Location: My Condo Current Mood: accomplished Tags: gastronomia, money

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February 27th, 2007

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February 21st, 2007

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February 15th, 2007

07:46 pm - About Damn Time... (Finances) Finally got my RRSP (retirement savings tax shelter) set up today, in time for 2006 taxes. This is the first year where I actually have enough income and a lack of student expenses to justify putting the money away. Turns out that they didn't even need to see my Social Insurance Number card, which is good because I lost it 2 years ago during a move to a new home. I applied for a replacement, but it has not arrived yet. Current Location: My Condo Current Mood: accomplished Current Music: On Hold Music From My Bank Tags: money

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February 10th, 2007

08:10 pm - Property Taxes I bought my place in 2006, but they decided not to bill me for 2006 taxes until 2007. So now I have to pay 2006 and 2007 taxes in 2007. Only solace is that it appears I can still deduct the 2006 taxes on my 2006 tax return. Bastards. Current Location: My Condo Current Mood: pissed off Current Music: Billy Joel - Allentown Tags: money

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February 5th, 2007

06:21 pm - Notebook Deal I have the opportunity to purchase a brand new top-end IBM (Lenovo) T60 notebook for $900 off the list price in a completely legal and legitimate way. Damn it. The fact is that I don't really "need" a notebook right now. And I want to save my money for a vacation this year. Current Location: My Condo Current Mood: anxious Tags: money, tech

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February 3rd, 2007

11:32 am - Organisation I spent a few hours last night and another hour this morning scanning all my old credit card and utility bills back to the beginning of 2006. It was honestly less work than I thought it would be, mainly thanks to the ADF (auto document feeder) on my printer. This info will probably come in handy with all the taxes stuff I am doing lately. I am planning to scan all my other bills as they come on. In general, it will be really good to have this stuff because I won't have to root through piles of paper records to find what I am looking for. Current Location: My Condo Current Mood: hungry Tags: money

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January 4th, 2007

09:51 pm - To The Lady Who Was In Front Of Me In Line To Use The ATM... You should not be using ATMs from a bank other than your own when your account balance is already at over $13,500 in the red. That extra $1.50 fee is not what you need right now! Also, don't leave that transaction slip sitting in the machine. It contains your private data on it. Current Location: My Condo Current Mood: drained Current Music: Kou Otani - Refrain of Memory Tags: money

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